The Accidental Damage Protection Coverage option covers unintentional damages to your drone as a result of: crashes, impact or dropping, liquid damage or unintentional physical damage.
This option goes above and beyond a manufacturer’s warranty which would not provide coverage on such damages as listed above.
Although accidental coverage covers most damages it does not cover intentional damages of any kind or losses due to theft. This means if you have a so-called 'fly away' and are unable to locate your drone, you wouldn't be eligible for a replacement.
Click here for more information about this coverage.